What Insurance Must The Owner Of A Dangerous Dog Carry In Ohio? Requirements

The recent passage of Avery’s Law is a reminder of the very real dangers posed by dangerous and unleashed dogs. After an animal attack, victims may wonder, “What insurance must the owner of a dangerous dog carry in Ohio?”

While negligent dog owners now face potential new criminal charges, existing state laws govern which types of liability coverage pet owners must have for canines that are designated as “dangerous.”

How Are Dogs Classified as Dangerous?

Ohio is home to an estimated 2.79 million pet dogs, and the state recorded 985 dog bites in 2024. Whether an attack happens in German Village, Cincinnati’s Over-the-Rhine, or Ohio City in Cleveland, the animal’s classification could have implications for the victim’s injury claim.

Under state law, dogs may be classified as dangerous or vicious based on their prior conduct and the severity of a past attack. This designation can affect owners of such animals, who must maintain a liability policy of at least $100,000. This coverage can provide an important source of compensation when an attack causes medical expenses, lost income, and other damages.

Establishing Liability After a Dog Attack in Ohio

State leaders recently passed Avery’s Law, which enhances criminal penalties for dog owners who negligently fail to prevent their dogs from attacking another person. It is important to remember that the state’s criminal and civil justice systems are distinct and operate independently from one another. Even when someone is facing criminal charges, they may not be held financially liable for the harm they cause.

In order to successfully hold someone liable for damages, the injured party or their lawyer would need to gather evidence that shows the dog owner failed to take reasonable steps to prevent an attack. Eyewitness statements, documented incidents of past dog attacks, medical records, and other forms of evidence can be used to establish fault and negligence.

Because owners of vicious dogs must maintain liability insurance in the amount of $100,000 or higher, compensation could come through direct talks with an insurance carrier. Other cases may lead to a civil court action seeking full compensation for the harm someone suffered.

Why You Should Hire a Dog Bite Lawyer

A dog bite can lead to significant setbacks and financial challenges. Holding a negligent pet owner accountable for the harm you suffered could prove challenging if you do not understand Ohio’s dog bite laws and how to manage a complex dog bite case. When you take the time to find and hire a dog bite lawyer, you remove much of the uncertainty that comes with an injury claim.

An Ohio dog bite attorney with Rumizen Weisman Attorneys can gather the evidence that is needed to pursue a fair settlement or favorable court verdict. Our law firm has secured more than $100 million* for our clients, and we can provide you with the focused support that your case deserves.

Injured By a Dog Bite? Contact Rumizen Weisman Attorneys Today

If you were harmed due to the negligence of a dog owner in Ohio, you do not have to face your claim by yourself. Our dedicated team of personal injury lawyers has successfully managed more than 10,000 claims, including over 250 jury trials. When it comes to injury claims, that experience matters. Take the first step toward reclaiming what you lost by contacting our office today to schedule your initial dog bite injury consultation.

*Past results do not guarantee or predict a similar outcome in any future case.